Loan advisory – support in the purchase of an apartment

Mortgage loans – get the loan advisory service

We finance all our projects with our own funds. This is important information for our customers, whose money we do not use for construction but safely invest in an open escrow account. We do not take out bank loans for the development, which means that the property is not mortgaged and does not affect our customers’ sense of security. We do, however, assist our customers in obtaining funds to purchase an apartment.

Purchasing an apartment step-by-step

Buying an apartment is an important life and financial decision. You can make the purchase in two ways – with cash or by loan. Cash is usually handled by investors, but not only. The process of buying an apartment for cash itself consists of simplified procedures – you only need to sign a notarial agreement and make a transfer.

The second option is a mortgage. At Skanska, we understand very well that setting aside the right amount of money to buy an apartment is difficult, especially if you are young and have been earning your own money for a short time or simply prefer to pay for your own property rather than rent.

A mortgage loan involves such formalities as:

own contribution
preliminary agreement
down payment
loan approval
entry in the land and mortgage register
You also need to choose the most favourable loan offer and provide the necessary documents. We know that this may be overwhelming, which is why we offer loan advisory services.

Loan advisory services at Skanska

We are committed to serving you comprehensively, which is why we work with mortgage experts from Notus. You can contact an expert to get a professional assessment of your creditworthiness. With the help of a professional, you will compare the banks’ offers and choose the best option for you. You can also discuss a 2% Safe Mortgage programme with the expert.

Notus is a financial intermediary and can, therefore, negotiate the terms of the mortgage on your behalf. The expert will also help you fill out the documents. Appointments with the financial expert are held through our salesperson. We want you to make informed, safe, and financially beneficial decisions with us.

You are welcome to contact us

For your safety, please make an appointment.

Warsaw

NOTUS Finanse S.A. ul. Puławska 2

  • Joanna Pikowska – Financial expert tel. +48 695 855 611 – write an email
  • Rafał Wiszniewski – Financial expert tel. +48 695 855 633 – write an email
  • Urszula Rakus – Financial expert tel. +48 667965129 – write an email

Kraków

Notus Finanse S.A. ul. Prądnicka 4

  • Tomasz Strug – Financial expert tel. +48 695 855 600 – write an email