We finance all our projects using our own funds. This is important information for our customers, as we do not use their money for construction but instead invest it safely in an open escrow account. We do not take out bank loans for the development, which means that the property is not mortgaged and this does not affect our customers’ sense of security. We do, however, assist our customers in obtaining funds to purchase a flat.
Buying a flat is an important life and financial decision. There are two ways to make the purchase – with cash or by taking out a loan. Cash purchases are usually made by investors, but not exclusively. The process of buying a flat with cash involves simplified procedures – you simply need to sign a notarised agreement and make a bank transfer.
The second option is a mortgage. At Skanska, we understand very well that it is difficult to save up the right amount of money to buy a flat, especially if you are young and have only been earning your own money for a short time, or simply prefer to buy your own home rather than rent.
A mortgage loan involves formalities such as:
We are committed to providing you with a comprehensive service, which is why we work with mortgage experts from Notus. You can contact an expert to obtain a professional assessment of your creditworthiness. With the help of a professional, you will be able to compare the banks’ offers and choose the best option for you. You can also discuss the 2% Safe Mortgage scheme with the expert.
Notus is a financial intermediary and can, therefore, negotiate the terms of your mortgage on your behalf. The expert will also help you complete the necessary paperwork. Appointments with the financial expert are arranged through our sales representative. We want you to make informed, safe and financially beneficial decisions with us.
NOTUS Finanse S.A., 2 Puławska Street
Notus Finanse S.A., 4 Prądnicka Street